In Chapter 7 bankruptcy, most types of debts can be completely discharged, helping resolve tough financial situations.
As a bankruptcy attorney, I have 30 years of experience helping clients from Newport Beach and throughout Orange County file for Chapter 7 bankruptcy to get out of debt. I am also a specialist in Bankruptcy Law certified by the State Bar of California, Board of Legal Specialization. Call my office at (949) 723-8441 for a free phone consultation or contact me by e-mail to set up an appointment.
Clients who come to me thinking about filing for bankruptcy are typically going through an emotional and stressful time. They are looking for a lawyer who will not only help them with their immediate concerns but who can make them feel confident about their financial future.
My office is not a "bankruptcy mill." I do not make clients fill out forms as they walk in. I do not pass my clients off to staff members or associate attorneys. I personally handle each and every case that comes through my door and do it with personal attention and responsible service.
A free phone consultation will help us figure out if bankruptcy is a solution for your situation before you spend more money on legal fees. Call today at (949) 723-8441 or contact me by e-mail to set one up. Let me help you through the process of Chapter 7 bankruptcy.
The Benefits of Chapter 7 Bankruptcy
There are many benefits to filing for Chapter 7 bankruptcy:
- Stop creditor harassment and all creditor contact, both over the phone and through the mail
- Stop levies
- Stop wage garnishments
- Put home foreclosures on hold while the bankruptcy is pending
Filing for bankruptcy can also help people discharge personal income taxes under certain circumstances. I can help you determine if this is an option for you.
Qualifying for Chapter 7 Bankruptcy
Chapter 7 bankruptcy relies on a means test to decide who can and cannot file. If clients cannot meet the means test, they may qualify for Chapter 13 bankruptcy instead. Even if you are eligible for Chapter 7 bankruptcy, there are many issues to take into account, such as how much nondischargeable debt you have, whether you are trying to keep your home, how recent your tax debt is, and other important factors.
To determine whether Chapter 7 bankruptcy or Chapter 13 bankruptcy is the right option for you — or if bankruptcy is avoidable altogether —contact me by e-mail or call me firm right away at (949) 723-8441 for a free phone consultation. We can figure out your options together. The faster you get help with your debt problems, the faster you can get the debt relief you need.
Law Office of Jonathan R. Ellowitz